When unexpected damage happens, Tri City RV is here to make your insurance repair process simple and stress-free. As Michigan’s best RV dealer and a trusted name in RV repair in Bay City, MI, we work directly with your insurance provider to get you back on the road—quickly and confidently.

Most Common RV Insurance Claims

We specialize in RV service throughout Michigan, and these are the types of insurance-covered repairs we handle most often:

Collision and impact damage
Whether it’s a low-hanging tree branch or a parking lot pole, impact to the roof, sidewall, or fiberglass caps is one of the top insurance claims. We’re experts in fiberglass repair in Bay City, MI, and will restore your RV to pre-damage conditions.

Awning damage
Awnings are vulnerable to wind gusts, rainwater overload, collisions, or scraping against trees and buildings.

Tire blowout damage
Blowouts can lead to damage in wheel wells, lower sidewalls, underbelly, and even flooring. While the tire itself isn’t covered, the resulting damage often is.

Rodent damage
Mice and other critters can chew through wiring, insulation, and furniture. If the damage is sudden and accidental, many insurance policies will cover the repair.

Flooding and plumbing failures
Whether from outside water intrusion or interior issues like overflowing toilets, broken plumbing, or full holding tanks, many types of water damage are eligible for coverage.

Roof and molding leaks from impact
Storms and falling debris can puncture roofs or side moldings, leading to water intrusion. These are common—and often covered—insurance repairs.

What’s Not Typically Covered by Insurance

Even the best RV insurance in Michigan doesn’t cover everything. Common exclusions include:

• Normal wear and tear

• Long-term leaks or neglected maintenance

• Damage from aftermarket accessories not listed on your policy

• Routine service or cosmetic blemishes

• Improper use or intentional damage

How Tri City RV Helps

As a leader in RV insurance repair in Michigan, we bring decades of experience and dealership-level service to every claim.

Our process:

Damage evaluation and estimate
We inspect, document, and submit a full report to your adjuster.

Insurance coordination
We handle all approvals and paperwork so you don’t have to.

Certified repairs
Our Bay City team delivers top-quality RV service using OEM parts and factory-approved methods.

Constant communication
You’ll stay in the loop from drop-off to pick-up with no surprises.

Need Help with an RV Insurance Claim?

If you're unsure whether your damage is covered, schedule a free damage consultation. As a trusted destination for RV service in Michigan, we’ll walk you through the next steps, advocate for your claim, and get the work done right.

Tri City RV — the clear choice for fiberglass repair, insurance work, and RV service in Bay City and beyond.